Decision Tools

As you work with your Investment Advisor, you may find it useful to also explore the tools and calculators we’ve provided below:

	Stock Donation Calculator
	Find out how much of a difference the new capital gains tax exemption makes when you donate stocks to qualified charities.
	Net Worth Worksheet
	Get a financial “snapshot” of what you own (your assets) and what you owe (your liabilities).
	Compound Interest Calculator
	Calculate the value of your savings over time using a variety of rates of return.
	Personal Savings Calculator
	Find out how easy it is to build your assets by making a regular commitment to saving.
	Future Value Calculator
	See how much your savings today would be worth 10 or 15 years from now.
	Minimum Annual Income Calculator
	Determine your minimum annual RIF, LIF or LRIF payments at various ages throughout retirement.
	Annual Retirement Income Worksheet
	Calculate the combined after-tax retirement income for you and your spouse in this single, convenient statement.
	Annual Retirement Expense Worksheet
	Estimate your retirement expenses while taking inflation into account.
	Net Income Calculator
	Based on your estimated retirement income and expenses, see whether you will have an income surplus or an income gap at retirement.

Take the next step…talk to an advisor.

Our Investment Advisors are here to help recommend the solutions that are best for you. To learn more, please contact an advisor today. Or, ask an advisor to contact you.