As you work with your Investment Advisor, you may find it useful to also explore the tools and calculators we’ve provided below:

• Stock Donation Calculator
  Find out how much of a difference the new capital gains tax exemption makes when you donate stocks to qualified charities.
• Net Worth Worksheet
  Get a financial “snapshot” of what you own (your assets) and what you owe (your liabilities).
• Compound Interest Calculator
  Calculate the value of your savings over time using a variety of rates of return.
• Personal Savings Calculator
  Find out how easy it is to build your assets by making a regular commitment to saving.
• Future Value Calculator
  See how much your savings today would be worth 10 or 15 years from now.
• Minimum Annual Income Calculator
  Determine your minimum annual RRIF, LIF or LRIF payments at various ages throughout retirement.
• Annual Retirement Income Worksheet
  Calculate the combined after-tax retirement income for you and your spouse in this single, convenient statement.
• Annual Retirement Expense Worksheet
  Estimate your retirement expenses while taking inflation into account.
• Net Income Calculator
  Based on your estimated retirement income and expenses, see whether you will have an income surplus or an income gap at retirement.