Skip Header Navigation

Text size: NormalLargeExtra Large

Tax Information Checklist

Documents You May Receive

Refer to Tax Mailing Updates to see the latest updates of which tax slips have been mailed.

Canadian Tax Information Checklist

This checklist will help you understand and organize the tax slips and supporting documents you may receive related to your investments at RBC Dominion Securities for filing a return with the Canada Revenue Agency. For information on filing a return with the Canada Revenue Agency, refer to their website
http://www.cra-arc.gc.ca/(opens new window).

Note: Relevé forms are only provided to clients who reside in Québec and are mailed along with their corresponding federal equivalent.

Printable version(opens new window) of Canadian Tax Information Checklist.

Click on underlined words on the table below to see an example of the named tax slip.

Name Mail Date Information Reported
Non-Registered Investment
T5/Relevé 3 Mid-February

If you received income of $50 or more during the year from stocks, bonds or interest on credit balances you will receive a T5(opens new window) (and Relevé 3(opens new window), if you are a resident of Quebec) and an accompanying Summary of Investment Income and Expenses(opens new window). Your T5 slip includes:

  • Dividends paid, including the value of stock dividends.
  • Interest paid on bonds and cash balances.
  • Accrued interest earned during the year (but not yet received) on compound instruments such as GICs and compound savings bonds.
  • Foreign income and foreign withholding taxes paid.

The Summary of Investment Income and Expenses(opens new window) summarizes income received as well as charges to your account for dividends owed, interest paid on debit balances and accrued interest paid on the purchase of bonds. The amount in the "Paid to You" column supports the figures reported on your T5. The amounts in the "Paid by You" column may qualify as an investment expense on your tax return.

If you disposed of securities during the year, you will also receive the Summary of Security Dispositions(opens new window) summarizing the proceeds of any sale or maturity of securities. This report, together with your trade confirmations or month-end statements, will assist you in calculating your capital gains/ losses. The Summary of Security Dispositions features:

  • Book cost, disposition, gain/ loss information and totals in Canadian dollars, where available.
  • For income from Treasury Bills and other Discount Instruments, this report also summarizes the cost of the securities purchased and the maturity proceeds. The difference between the cost and maturity proceeds is income that must be included on your tax return less any interest reported in previous years. If you disposed of Income Trust units during the year, you will also receive the Income Trust Disposition Gain/ Loss Worksheet(opens new window) to assist you in calculating the gains/ losses resulting from the disposition of Income Trust units that distributed a return of capital. Return of capital information for Income Trust units will be provided separately in your T3 tax slips throughout March and April.

If you will be receiving further tax slips related to Mutual Funds, Income Trusts, Limited Partnership Units or Split Corps held in your account, you will also receive a document called Important Information Regarding Outstanding Tax Documents(opens new window) listing these securities. Please be aware that issuers may file amendments even after you receive your tax slips. In such a case, RBC Dominion Securities will issue an amended tax slip as soon as possible.

NR4 Mid-February Non-residents of Canada who receive investment income will receive an NR4(opens new window) slip stating the gross amount of the income received and any Canadian non-resident taxes withheld.
T5/ Relevé 3 for Split Corps Late February If you invest in Split Corps securities, you will receive a T5(opens new window) (and Relevé 3(opens new window), if you are a resident of Quebec) and Summary of Investment Income and Expenses(opens new window) that summarizes all distributions received from such securities during the year.
T5 / Relevé 3 or T3 / Relevé 16 for Mutual Funds Throughout March If you invest in Mutual Funds, you will receive a T5(opens new window) (and Relevé 3(opens new window), if you are a resident of Quebec), or a T3(opens new window) (and Relevé 16(opens new window), if you are a resident of Quebec) directly from each Mutual Fund management company.
T3 / Relevé 16 for Income Trusts Throughout March If you invest in Canadian Based Real Estate Investment Trusts (REITS), Income Trusts and Royalty Trusts, you will receive a T3(opens new window) (and Relevé 16(opens new window), if you are a resident of Quebec) and Statement of Trust Income Allocations(opens new window) which summarizes all distributions received from such securities during the year. Please be aware that issuers may file amendments even after you receive your tax slips. In such a case, RBC Dominion Securities will issue an amended tax slip as soon as possible.
T3 / Relevé 16 for LifePoints Throughout March If you participate in the LifePoints Program, you will receive a T3(opens new window) (and Relevé 16(opens new window), if you are a resident of Quebec) directly from Russell Investments.
T3 / Relevé 16 for Russell Sovereign Throughout March If you participate in the Russell Sovereign Investment Program, you will receive a T3(opens new window) (and Relevé 16(opens new window), if you are a resident of Quebec) directly from Russell Investments.
T5013 / Relevé 15 for Limited Partnerships Throughout March If you invest in Limited Partnership Units, you will receive a T5013(opens new window) (and Relevé 15(opens new window), if you are a resident of Quebec) for each Limited Partnership. It is possible that a T5013 will be issued directly by the Limited Partnership, but in most cases, RBC Dominion Securities will mail your tax slips. Please be aware that issuers may file amendments even after you receive your tax slips. In such a case, RBC Dominion Securities will issue an amended tax slip as soon as possible.
Registered Investment
RIF / LIF / LRIF / PRIF Evaluation Letter Late January The RIF / LIF / LRIF / PRIF Evaluation Letter(opens new window) shows: (i) the value of the assets at December 31, (ii) the minimum amount that must be withdrawn, (iii) the maximum amount that can be withdrawn (if it is a LIF or LRIF) and (iv) your desired payment amounts and frequency.
RSP Contribution Receipt January through early March The RSP Contribution Receipt(opens new window) reports the value of cash or securities ("in kind") contributed to an RSP account during the year. Receipts are issued in early January for contributions made during the last ten months of the tax year, and throughout February and early March for contributions made in the first 60 days of the New Year.
Relevé 7 Mid-February If there is a qualified transaction in your Québec Stock Savings Plan account, you will receive a Relevé 7(opens new window).
T4A / Relevé 2 Mid-February A T4A(opens new window) (and Relevé 2(opens new window), if you are a resident of Quebec) will be issued to (i) a beneficiary of a Registered Education Savings Plan (RESP) who received Educational Assistance Payments from the plan during the year, and (ii) Subscribers who received Accumulated Income Payments during the year.
T4RSP / T4RIF/ Relevé 2 Mid-February All payments from RSP, RIF, LIF, LRIF and PRIF accounts must be included in your income. If you withdrew funds from your RSP, you will receive a T4RSP(opens new window) (and Relevé 2(opens new window), if you are a resident of Quebec). If you withdrew funds from your RIF, LIF, LRIF or PRIF, you will receive a T4RIF(opens new window).

The information contained herein has been obtained from sources believed to be reliable at the time obtained but neither RBC Dominion Securities Inc. nor its employees, agents, or information suppliers can guarantee its accuracy or completeness. This information is furnished on the basis and understanding that neither RBC Dominion Securities Inc. nor its employees, agents, or information suppliers is to be under any responsibility or liability whatsoever in respect thereof. This information is not intended as nor does it constitute tax or legal advice. Clients should consult their own accountant or other professional advisor for more detailed tax related information. RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. ®Registered trademark of Royal Bank of Canada. Used under licence. RBC Dominion Securities is a registered trademark of Royal Bank of Canada. Used under licence. ©Copyright 2017. All rights reserved.